These terms explain how accounts are opened, operated and closed, including what happens if an account is dormant and how notice periods work.
Your responsibilities
Keeping your sign-in details private, keeping your contact details up to date, and telling us promptly about anything suspicious are the main obligations on your side.
Fees, interest and disputes
How charges and interest are calculated and applied, when we may change them and how much notice you receive, and the steps for resolving a disagreement if one arises.
Charges are notified in advance of taking effect
Interest calculation is explained in your account summary
